You can obtain a personal loan even if you have no credit history. However, you might have to cope with higher interest rates and unfavorable lending terms if you apply for an unsecured loan.
What loan can you get without credit the quickest?The loans that are the easiest to be approved for are payday loans, auto title loans, pawnshop loans, and no credit check personal loans. Because they provide fast cash and have few requirements, these loans are available to people with bad credit. Most of the time, they are also very expensive.
Can someone with no credit get a $2,000 personal loan?If you really must, you can acquire a $2,000 loan with no credit. Even if a lender does agree to work with you, they will probably charge you much higher interest rates and an origination fee than they would if you had a track record of good credit. A bank gave me a loan without running my credit.
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Where can you find the Information Security Policy (ISP)?
a. It is available in Lex.
b. It is accessible only by the information Security group (ISG) and is available in their SharePoint.
c. It is accessible by all employees and is published in InfyMe Web under World of Infosys
The Information Security Policy (ISP) that it is accessible by all employees and is published in InfyMe Web under World of Infosys -> Business Units and Subsidiaries -> Business Enabler Functions -> Information security Group (ISG) -> Repository -> Policies. The correct option is (D).
What do you mean by the Information Security Policy?An organization's goals and objectives regarding numerous security issues are outlined in an information security policy.
A security policy, also known as an information security policy or an IT security policy, is a written statement of the guidelines, standards, and general strategy that a company uses to protect the privacy, integrity, and accessibility of its data.
The preservation of the privacy, accuracy, and accessibility of the systems and data accessed by organization members is the goal of an IT security policy.
Therefore, the Information Security Policy (ISP) that it is accessible by all employees and is published in InfyMe Web under World of Infosys -> Business Units and Subsidiaries -> Business Enabler Functions -> Information security Group (ISG) -> Repository -> Policies.
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What is Agile Manifesto MCQ?
The Agile Manifesto is a record that recognizes four critical values and 12 principles that its authors accept software designers ought to use to direct their work.
'The Manifesto for Agile Software Development, the manifesto detailing 4 Values and 12 Principles.
Acting as a proclamation, it is intended to further develop software development techniques, and straightforwardly answers the failure of traditional development processes. Namely, their reliance on profound documentation and a chance for oversight.
While the original report specifically set off to assist software engineers with building business arrangements in a faster and more effective way, it has had a colossal impact on the more extensive development industry and then some.
Today, bunches are as different as PR and marketing departments, coders, restaurateurs, and even The Cub scouts of America utilize the manifesto somehow, and its impact just keeps on expanding.
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With regard to the cost-based price model negotiation strategy, which of the following is true?
A. Prices are based in some way upon market standards agreed to by both supplier and purchaser.
B. Potential suppliers each submit quotations as to price, delivery, and so on."
C. Prices are based upon supplier costs.
D. Prices float based on what the customer is willing to pay.
Answer: it’s impossible all of it
Explanation:you can’t do it, because it has a gradient of 12
This statement is true regarding, the cost-based price model negotiation strategy, "Prices are based upon supplier costs." The correct option is (C).
What do you mean by the cost-based price model?Cost-based pricing is a way of setting prices that is based on how much it costs to produce, manufacture, and distribute a good.
In order to generate a profit, a product's pricing is essentially calculated by adding a portion of the manufacturing expenses to the selling price.
The overall pricing strategy is composed of the following three elements: selecting a pricing guiding principle Competitive, value-based, and cost-plus.
Calculate the product or service's total cost, which is the sum of its fixed and variable costs. To calculate the unit cost, divide the total cost by the number of units.
Therefore, this statement is true regarding, the cost-based price model negotiation strategy, "Prices are based upon supplier costs."
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steve ballmer is considering two projects with cash flows as follows: year project a project b 0 -$20,000 -$20,000 1 4,000 4,600 2 4,000 5,000 3 6,000 6,500 4 5,000 6,000 5 4,800 1,000 what is the cross-over rate?
steve ballmer is considering two projects with cash flows as follows: year project a project b 0 -$20,000 -$20,000 1 4,000 4,600 2 4,000 5,000 3 6,000 6,500 4 5,000 6,000 5 4,800 1,000.
What is cross over rate?Crossover Rate is the rate of return (alternatively called the weighted average cost of capital) at which the Net Present Values (NPV) of two projects are equal. It represents the rate of return at which the net present value profile of one project intersects the net present value profile of another project.The crossover rate is useful for measuring the rates of return for two projects when their net present values are equal. When analyzing the crossover rate, you can use the results to determine whether a specific project is more profitable than another.Understanding how the internal rates of return fluctuate can help you evaluate the capital costs for each project.To learn more about NPV refer to:
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What does it mean when a company talks about being carbon neutral according to brainly?
To balance the effects of something is to be neutral. Therefore, if a corporation is carbon neutral, it indicates that it only rejects carbon that can be balanced by the effects of climate change.
What does it mean when a company talks about being carbon natural neutral?Calculating a carbon footprint and bringing it to zero via a combination of internal efficiency initiatives and external emission reduction efforts is how carbon neutrality is accomplished.To balance the effects of something is to be neutral. In the case of a carbon neutral corporation, this means that the company only rejects carbon that can be matched by the removal of an equivalent amount of carbon to offset the effects of climate change activities. When an activity is considered climate positive, it signifies that it goes beyond reaching net-zero carbon emissions and instead benefits the environment by removing more carbon dioxide from the atmosphere.To learn more about carbon footprint refer,
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What is a series of commands that we can use to automate a repeated task and can be run when we have to perform the task?
With Microsoft Excel's Macro Recorder, you can record a series of macro commands to automate a repetitive process. Consider a situation where you have dates in a variety of formats and wish to give them all the same formatting.
You can do that using a macro. You can create a macro using the format you like, record it, and then play it back as needed. The macro recorder records each step of a macro as code written in Visual Basic for Applications (VBA). These actions may involve entering text or numbers, selecting cells or menu items from the ribbon or menus, styling cells, rows, or columns, or even importing information from a different source, such as Microsoft Access. Most Office apps come with Visual Basic Application (VBA), a portion of the robust Visual Basic programming language.
Although VBA gives you the power to automate operations within and between Office products, if the Macro Recorder does what you need, you don't need to know VBA code or computer programming. It's crucial to understand that the Macro Recorder virtually records every action you take when you record a macro. Therefore, the Macro Recorder will record it if you make a mistake in your sequence, such as accidentally pushing a button. Re-recording the entire sequence or changing the VBA code itself are the solutions.
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What are the factors of production questions answers?
The factors of production are resources that are the building blocks of the economy; they are what people use to produce goods and services.
What is goods and services?An economic system's output is goods and services. Services are tasks carried out for the benefit of the recipients, whereas goods are tangible items sold to customers. Automobiles, home goods, and clothing are a few examples of goods. Legal counsel, housekeeping, and consulting services are a few examples of services. A business's output can fall somewhere in the middle of these two ideas. A landscaping business might, for instance, sell a homeowner a tree (a good) and also mow the lawn (a service).Not just consumers, but also businesses, receive goods and services.Items that are typically tangible are referred to as goods. Examples include pens, real books, salt, apples, and hats. Services are tasks performed by others, such as contractors, suppliers, and architects.To learn more about consulting services refer to:
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What are the three 3 important roles of central bank in general?
The three 3 important roles of central bank in general: Monetary policy, Financial stability and Currency issuance.
What is central bank?A central bank is a financial institution that is responsible for managing a country or region's currency, money supply, and interest rates. It is typically the highest financial authority of a country and is responsible for supervising the commercial banking system of its country. Central banks also often oversee the implementation of monetary policies, set interest rates, and act as lender of last resort to the banking sector during times of financial crisis. Additionally, central banks often have other responsibilities such as regulating the financial markets, supervising and regulating banks, and providing banking services to the government.
1. Monetary policy: A central bank is responsible for setting and implementing the monetary policy of an economy. This involves controlling the supply of money in circulation and setting interest rates in order to achieve economic objectives such as inflation control, price stability, and full employment.
2. Financial stability: Central banks are responsible for promoting financial stability by monitoring and supervising the banking system and regulating financial institutions. This includes activities such as setting capital requirements and preventing money laundering.
3. Currency issuance: Central banks are responsible for issuing the domestic currency, which is used for all transactions within an economy. This also includes activities such as setting exchange rates and managing foreign exchange reserves.
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What will happen if there are increases in the prices of the resources used to produce a particular good?
The increases in the price of what is used to produce the goods would have to lead to the increase in the price of goods in the market. Quantity supplied would reduce
How does high cost of production affect price?The amount offered at a given price will fall, on the other hand, if manufacturing expenses rise. Producers will need to create less in order to sell a product for a given price as a result of higher expenses.
Cost is generally the outlay made for producing a good or providing a service that is offered by a business. The cost of a product or service is determined by the customer's willingness to pay. The price of a product as well as the profit made from its sale are directly impacted by the cost of manufacturing it.
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which one of the following is not true? bank loan is increased by a credit entry. accounts payable has a credit normal balance. cash is increased by a debit balance. revenue has a debit normal balance.
"Cash is increased by a credit balance." This statement is not true.
In general, in double-entry accounting, a credit balance indicates an increase in a liability or equity account, while a debit balance indicates an increase in an asset or expense account.
What all correct statements means?Bank loan is increased by a credit entry. This is true because a bank loan is a liability, and a credit entry increases a liability account.
Accounts payable has a credit normal balance. This is true because accounts payable is a liability, and a credit balance is the normal balance for a liability account.
Cash is increased by a debit balance. This is true because cash is an asset, and a debit balance increases an asset account.
Revenue has a debit normal balance. This is true because revenue is an income account, and a debit balance is the normal balance for an income account.
What is a Bank Loan?A bank loan is a financial product offered by a bank or financial institution that allows a borrower to borrow a certain amount of money for a specific purpose, usually to purchase a home, a car, or to cover other expenses. The borrower is required to pay back the loan, plus interest, over a predetermined period of time, known as the loan term.
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when current output is greater than potential output, which of the given monetary policies is the federal reserve (the fed) likely to enact? decreasing reserves to increase interest rates increasing reserves to decrease interest rates stimulating consumer spending by manipulating tax rates making imports more costly to increase domestic spending
When the economy is "overachieving," there is a positive output gap, which happens when actual output exceeds potential output.
when actual output exceeds potential output? When the economy is "overachieving," there is a positive output gap, which happens when actual output exceeds potential output.This may be possible in the short term, but it is uncommon and ultimately unsustainable over time.The government's primary contractionary measures are increasing the Federal Reserve Rate, raising bank reserve requirements, and selling public debt.Circulation of coins and paper money.Increases excess reserves, encourages banks to extend more credit, and boosts the amount of money in circulation.Modifying the amount of money in an economy involves contractionary and expansionary strategies.An economy's money supply rises as a result of an expansionary policy.Contrarily, a contractionary policy reduces the money supply in a nation.To learn more about potential output refer
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why do national income accountants include indirect business taxes in the income approach to gdp computation? a. indirect taxes are income payments to suppliers of resources. b. indirect business taxes are the allowances for the portion of capital worn out by producing gdp. c. indirect business taxes are part of firms' profits. d. indirect business taxes are income for the government received through collection by firms.
National income accountants include indirect business taxes in the income approach to GDP computation because (d) indirect business taxes are income for the government received through collection by firms.
GDP is subtracted from indirect company taxes to determine national income. The market value of total consumption, investment, government, and net exports costs is known as the gross domestic product (GDP). A country's economic performance may be measured using GDP.
You must subtract indirect business taxes and depreciation from the total GDP in order to calculate national income. Total interest income, rent, profit, and salaries make up the national income. Indirect taxes imposed by the government on economic producers are included in the GDP at market prices.
Since manufacturers pass these taxes on to customers, the price of the final product increases to reflect the value of these taxes.
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an error in the physical count of goods on hand at the end of a period results in a $10,000 overestimate of the ending inventory. the effect or the error in the current period is
Cost of goods would be underestimated if closing inventory was overstated by $10,000.
Why do individuals tend to exaggerate?A Universidad of Alberta study suggests that exaggerating the skills of others is the cause of our lack of faith in our own talents. The research could help leaders understand how to combat self-doubt when faced with a challenging assignment.
What would it mean to undervalue your own abilities?It's not always the case that underestimating oneself translates into subpar performance, and frequently, people can see whether your work is solid or has promise. However, you don't often go out for more possibilities on your own since you're always sure if you can accomplish more than what's currently on your plate.
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What are the 5 main elements of customer service?
The five primary components of good customer service are: respect, patience, individuality, empathy, and responsiveness.
What does exhibiting empathy entail?Inside the Compendium of Social Psychology, Hodges and Myers state that "empathy is often defined as recognizing another person's experience besides imagining oneself in that other woman's position: One comprehends the other man's story as if it were being encountered by the self, but not the self actually experiencing it.
Why do some people not have empathy?How people feel about showing kindness, empathy, and compassion is influenced by their parents, teachers, friends, society, and culture. Some disorders, such as borderline personality disorder, psychopathy, and narcissistic personalities disorder (NPD), may contribute to a lack of empathy (BPD).
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What is the difference between tariffs and subsidies?
In addition to providing tax income, a tariff is a levy on an imported good that is intended to restrict commerce. An import product has a quantity cap known as a quota. An import ban and cost reduction for domestic producers result from trade subsidies.
What sets subsidies and tariffs apart from one another?Imported goods cost higher than domestic ones because of tariffs (good produced at home). Another frequent barrier to commerce is government subsidies to a particular domestic industry. Subsidies make producing certain items less expensive than it would be to export them. The result is a decrease in domestic prices.
Subsidies, quotas, and tariffs are a few examples of trade barriers. By restricting the sale of goods produced in other countries in some way, trade barriers are a tool employed by many countries to safeguard the employment of their own citizens and raise consumer demand for domestically produced items.
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the healing garden is the manufacturer and marketer of organic beauty aids. its annual $40,000 donation to the nature conservancy in support of the nonprofit organization's pledge to preserve the environment is an example of: group of answer choices
The above example of the healing garden's donation to nonprofit organizations' pledge to preserve the environment is an example of corporate philanthropy. Hence, option D is appropriate.
What is corporate philanthropy?A corporation and business supporting the well-being of others through philanthropic donations of money or time are said to be engaging in corporate philanthropy.
The Council about Foundations defines corporate philanthropy as the voluntary investments and endeavors a company makes to control and account for its social effect. Money is invested in philanthropic endeavors and activities. contributions of goods.
The common business practice of contributing funds, products and services to charitable causes is known as corporate philanthropy. Corporate social responsibility (CSR) goes beyond traditional philanthropy by strategically coordinating charitable endeavors, whereas traditional philanthropy aims to promote social change through the allocation of time, money, and other resources.
Hence, option D is correct.
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Full Question:-
The Healing Garden is the manufacturer and marketer of organic beauty aids. Its annual $40,000 donation to The Nature Conservancy in support of the non-profit organization’s pledge to preserve the environment is an example of:
a) economic responsibility
b) financial empowerment
c) ethical responsibility
d) corporate philanthropy
e) corporate paternalism
A project is represented by the following diagram:
Picture
The expected duration of this project is:
A. 36.
B. 12.
C. 17.
D. 77.
E. 20.
The critical path for the network shown is:
A. b-e-h-i.
B. a-d-f-g.
C. a-d-h-i.
D. a-c-g.
E. b-e-f-g.
The expected duration of the project is 20 days (E) and its critical path is B-E-F-G (E).
Please refer to the attached network diagram below.
The network diagram given is an Activity-on-Arrow (AOA) diagram. AOA diagram helps a project manager to ensuring the project sequences and identify the project's critical path to avoid any delay on project performing.
However, AOA diagram is different from the Activitiy-on-Node (AON) diagram. AOA diagram notes its activities duration on the arrows instead on the nodes. Every node will state the project task, earliest finish, and latest finish.
Tasks on critical path should have 0 (zero) slack, or equal earliest finish and latest finish.
Based on the given network diagram, we could find that the critical path lies on B-E-F-G lines. The total project duration is expected to be 20 days.
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Why was Agile Manifesto developed?
The manifesto itself were beginning to realize that there was something they were doing in common, and so they sought to discover a common ground between scrum, extreme programming, incredibly clear, and other frameworks.
We write manifestos for what reason?An manifesto is a statement that is produced explaining the beliefs and strategies of an individual or group. These essays act as extended thesis statements that present individual viewpoints in an effort to persuade readers.
What is a student manifesto?Your manifesto is one of the most essential issues you'll need to organize as a candidate. It's vital to choose what fits into your manifesto because it gives you the chance to introduce yourself to students and explain why they need to vote for you and what you'll do if you're elected.
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What techniques are commonly used for backlog prioritization?
One of the following four strategies is the most effective approach:
Stack Order, Model Kano, Method MoSCoW, Expenses of Delay.
What methods are used to prioritize the backlog?Stack ranking is a common strategy for assigning priority to the product backlog. Sorting each task by priority is how stack ranking is done. The task with the most important functionalities is placed at the top of the list in this manner, followed by the next group of important tasks.
What methods are utilized in prioritization?The Most Common Methods and Techniques for Prioritizing: MoSCoW, RICE, the KANO model, and the Walking Skeleton are among others. One of the most important tools used in Agile-based frameworks and software development is the product backlog. It is used to generate story points or tasks for the subsequent sprint.
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what portion of the purchases in september, before purchases returns and allowances and before purchases discounts, were for clothing items? include ski boots as a clothing item.
Receipt of Credit Memo 164 for $1,000 from Boulder Skate Shop for exchange of initially purchased but damaged ski boots
What is discount and types of discount?Discount lowers the product's selling price, making it more enticing to customers. Price decrease influences the buyer's decision to buy through having a psychological impact on them. The two types of discounts available are trade discount and cash discounts.
Why are discounts used?The first step in the client acquisition process is creating awareness and interest, and coupons are a tried-and-true method to do so. Discounts attract customers and frequently spread through phrase, which is a successful strategy for reaching new customers while minimizing customer acquisition costs.
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In 2020, james incurred total qualified medical expenses of $6,650. His 2020 agi was $40,000. In 2021, he received a partial reimbursement of these expenses in the amount of $4,200 from his insurance company. He claimed the standard deduction in 2020. How much of this reimbursed amount must james report as gross income on his 2021 tax return?
If in 2021, he received a partial reimbursement of these expenses in the amount of $4,200 from his insurance company. The amount of this reimbursed amount that james must report as gross income on his 2021 tax return is : $4,200.
What is gross income?Gross income can be defined as the total amount of money a person is expected to receive before any deduction.
Since we were told that he received the amount of $4,200 as partial reimbursement of the expenses from the insurance company which means that the reimbursed amount he will have to report in his 2021 tax return as gross income will be the amount of $4,200.
Therefore the reimbursed amount is $4,200.
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the state of texas is scheduled to receive a substantial amount of revenues as a part of a tobacco settlement. the revenues for the next five years have been sold to a commercial business for $5,000,000. assuming that texas has no involvement with the future revenues, how should it account for this transaction?
$5,000,000 should be recognized as a deferred inflow of resources, and the revenue should be recognized over a five-year period.
What do postponed inflows for pensions mean?Any portion of pension income or expense that is not shown in the employer's financial accounts in the year it occurs will be recorded as deferred inflows or outflows and amortized over a number of closed periods.
What constitutes a postponed inflow, specifically?For instance, a government might impose taxes for a time frame after the reporting period. The sum equal to (1) and (2) would be recorded as a deferred inflow of resources if the tax was (1) collected in the current period or (2) recognized as a receivable.
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suppose a u.s.-based company buys swiss chocolate in zurich for 25,000 swiss francs (chfs) on june 1. what date is this transaction recorded on the books for the u.s. firm?
The transaction will be recorded on June 1 on the books of the US-based company.
This is because the US-based company has made the purchase on June 1 and the transaction needs to be recorded on the same day. The US-based company will record the transaction as a debit in its books for the amount of 25,000 CHFs, and a credit will be made in its books to the account of the Swiss chocolate seller.
The 25,000 CHFs will be converted to US dollars at the prevailing exchange rate on June 1 and the US dollars amount will be recorded in the company's books. The US-based company will also record the exchange rate used for the conversion in its books.
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which of the following is true? a) the broker-lawyer committee promulgates forms for mandatory use by license holders. b) the texas real estate commission drafts and revises contract forms for use by real estate license holders. c) the broker-lawyer committee has rule-making authority, but the texas real estate commission does not. d) the broker-lawyer committee develops forms and recommends their adoption, but it is the trec that promulgates the forms for mandatory use.
The correct option is C ; The broker-lawyer committee has rule-making authority, but the Texas real estate commission does not. All TREC contracts are drafted and revised by the Broker-Lawyer Committee.
It is made up of six Commission members, six State Bar of Texas members, and one public member nominated by the Governor's Office. In 1983, the Texas Real Estate Broker-Lawyer Committee was formed. It creates and revises contract forms for real estate licensees to utilise. The goal is to accelerate real estate transactions and eliminate conflicts while safeguarding the parties' interests.
TREC appoints six members to the Texas Broker-Lawyer Committee. They draught and modify all contracts issued by TREC. Before TREC considers a contract form for publication, the Broker-Lawyer Committee must identify a real estate transaction that necessitates the use of a standardized contract.
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What are the risks of protectionism?
A rise of trade protectionism would not only seriously impede trade flows and global demand, but it would also seriously hinder the path of global recovery.
What dangers do protectionism pose?Reduced commerce, higher pricing for particular items, and a sort of subsidy for protected industries are the major effects of protectionism. Jobs in other areas are expected to be lost, but some jobs in these industries might be kept.
What are protectionism's harmful effects?The advantages of prior trade liberalization would be lost if global protectionism became widespread (see above). Real incomes would decrease globally, and there would be a chance that the availability of goods and services would decrease.
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according to the diffusion of innovation theory, if a product is more complex, i would expect it to:
According to the diffusion innovation approach, Innovators are the risk takers, ever the first to try new products and ideas.
The spread of innovation hypothesis describes what.
One of the first social science theories was E.M. Rogers' Diffusion of Innovation (DOI) Theory, which was developed in 1962. It was developed in communication to explain how an idea or product gradually takes ground and disseminates (or spreads) through a particular population or social system.
According to the diffusion of innovation theory, consumers will accept new goods and services at varying rates.
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What is artificial intelligence AI & Why is it important Accenture?
Artificial intelligence is a collection of technologies that can enable a machine or system to sense, comprehend, act, and learn. Training a system through machine learning or deep learning is a core part of what makes it intelligent and can be incredibly powerful.
In comparison to the intelligence exhibited via way of means of animals and humans, synthetic intelligence (AI) refers back to the perception, synthesis, and inference of records finished via way of means of computers. Speech recognition, laptop vision, language translation, and different enter mappings are some examples of jobs in which that is done.
Since its established order as a area of observe in 1956, synthetic intelligence has long gone thru a couple of levels of optimism, disappointment, and investment loss, observed via way of means of progressive strategies, achievements, and clean financing. The several subfields of AI observe are targeted on unique targets and using sure techniques.
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How is the agile value responding to change over mcq?
agile value In response to the modification in mcq, The product owner might change the strategy for the upcoming sprint based on current market conditions and feedback from the previous sprint.
Agile Values refers to the four values established in The Agile Manifesto by the Agile Alliance. This collection of values promotes putting people first, releasing software quickly, communicating with customers, and modifying plans as required. Individuals and relationships take precedence over processes and instruments. The Agile Manifesto is made up of four core ideals and twelve supporting principles that guide the Agile method to software development. The four values are applied differently in each Agile approach, but they are always used to drive the creation and delivery of high-quality, functional software.
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You have just been hired as a business consultant to determine what pricing policy would be appropriate to increase the total revenue of a therapeutic massage spa. the first step you would take would be to?
Option C. is correct, The ratio of the percentage change in the amount supplied to the percentage change in the product's price can be used to compute the price elasticity of supply.
A supply's price elasticity is equal to its quantity supplied as a percentage of price change. Supply is elastic when the price elasticity of the market is greater than 1. Use this formula to determine the price elasticity of supply: The percentage change in quantity supplied divided by the percentage change in price is known as price elasticity of supply, or PES. = ((New Price - Old Price)/(Old Price) / ((New Quantity Supplied - Old Quantity Supplied)/(Old Quantity Supplied)).
Suppose you have just been hired as a business consultant to determine what pricing policy would be appropriate to increase the total revenue of a therapeutic massage spa. The first step you would take would be to:
a. Reduce staff in order to reduce operating costs
b. Determine the price elasticity of demand for massages
c. Determine the price elasticity of supply for massages
d. Increase the price of all massages
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Is Medicare always free?
Medicare is a federal insurance program for people aged 65 years and over and those with certain health conditions. The program aims to help older adults fund healthcare costs, but it is not completely free. Each part of Medicare has different costs, which can include coinsurances, deductibles, and monthly premiums.
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